These Terms & Conditions apply to the use of the MyFundFinder website and the mortgage broking services provided by Lovy Sablok (Credit Representative Number 551886), authorised under BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).
Section 01
Acceptance of terms
By accessing or using the MyFundFinder website (myfundfinder.com.au) or engaging our mortgage broking services, you agree to be bound by these Terms & Conditions.
If you do not agree, please do not use this website or our services.
Section 02
Nature of our service
MyFundFinder provides mortgage broking services. We are a licensed credit representative and are authorised to provide credit assistance under the National Consumer Credit Protection Act 2009 (Cth). Our services include:
Assessing your home loan needs and objectives
Recommending suitable loan products from our lender panel
Preparing and lodging loan applications on your behalf
Managing the application process through to settlement
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What we don't do
We do not provide financial planning, tax, legal, or investment advice. Where these services are required, we recommend you consult a suitably qualified professional.
Section 03
Website content disclaimer
Information published on this website is general in nature and is intended as educational content only. It does not constitute financial, credit, legal, or tax advice, and does not take into account your personal objectives, financial situation, or needs.
While we take care to ensure the accuracy of the information on this website, we do not warrant that it is complete, current, or free from error. Interest rates, government grant amounts, lender policies, and legislative requirements change regularly.
Always verify information with the relevant authority — or with us directly — before acting on it. — A note from our compliance team
Section 04
Calculator and tool results
The calculators and tools on this website (including the Loan Check, Repayments Calculator, Borrowing Power Estimator, Stamp Duty Estimator, LMI Estimator, and Budget Planner) provide indicative estimates only.
Results are based on simplified assumptions and do not reflect actual lender assessment criteria, your complete financial circumstances, or current market conditions.
Important
Calculator results do not constitute a pre-approval, credit assessment, or guarantee of borrowing capacity. Do not rely on calculator outputs as the basis for any financial or property purchase decision without first consulting a licensed broker or financial adviser.
Section 05
How we are paid
Our mortgage broking service is free to you. We receive commission payments from lenders when a loan we recommend is settled. These commissions are of two types:
U
Upfront commission
Paid by the lender when your loan settles, typically between 0.5% and 0.7% of the loan amount (excluding offset balances).
T
Trail commission
Paid by the lender on an ongoing basis over the life of the loan, typically between 0.1% and 0.35% per annum of the outstanding loan balance.
We will always disclose the specific commissions applicable to your loan in our Credit Proposal Disclosure document before you proceed.
Commission does not influence our recommendation — we are required by law to act in your best interests under the Best Interests Duty. — Best Interests Duty, NCCP Act
Section 06
Your responsibilities
When using our services, you agree to:
Be accurate. Provide complete, up-to-date information about your financial circumstances.
Notify us promptly. Tell us about any changes to your financial situation during the application process.
Be truthful. Do not provide false or misleading information in connection with a credit application.
Read everything. Read all documents provided to you before signing or consenting.
Section 07
Limitation of liability
To the extent permitted by law, MyFundFinder and its representatives will not be liable for any loss or damage arising from your use of this website, reliance on any information published on it, or the outcome of a loan application or finance transaction.
This includes but is not limited to direct, indirect, incidental, or consequential loss.
Nothing in these Terms & Conditions excludes rights you may have under the Australian Consumer Law or other applicable legislation that cannot be excluded.
Section 08
Third-party links
This website may contain links to third-party websites including lender sites and government resources. These links are provided for convenience only.
We do not endorse, control, or take responsibility for the content or practices of any third-party website.
Section 09
Intellectual property
All content on this website — including text, logos, graphics, and tools — is owned by or licensed to MyFundFinder and is protected by Australian copyright law.
You may not reproduce, distribute, or republish any content from this website without our prior written consent.
Section 10
Governing law
These Terms & Conditions are governed by the laws of Queensland, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of Queensland.
Section 11
Changes to these terms
We may update these Terms & Conditions from time to time. The current version will always be available on this page. Continued use of the website following any update constitutes your acceptance of the revised terms.