Planning Tools
Mortgage calculators
Use these tools to build a rough picture of your borrowing capacity and repayment estimates. Results are indicative only — not financial advice.
Budget Planner
Understand your monthly cash flow by mapping income against living expenses — a first step before approaching a lender.
Borrowing Power
Estimate your maximum borrowing capacity based on gross income, existing debts, and dependants.
Mortgage Repayments
Enter your loan amount, interest rate, and loan term to see estimated principal and interest repayments.
Stamp Duty Estimator
Get a rough estimate of stamp duty costs by state — including first-home buyer concessions where applicable.
LMI Estimator
Lenders Mortgage Insurance is charged when you borrow more than 80% of a property's value. Estimate the premium here.
Extra Repayments
See how making extra repayments reduces your total interest and pays off your loan years faster.
Numbers are just the start
Want real figures, not estimates?
We can give you real figures based on a full lender assessment — and help you understand what you could actually achieve.