Terms & Conditions

1. Acceptance of terms

By accessing or using the MyFundFinder website (myfundfinder.com.au) or engaging our mortgage broking services, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use this website or our services.

2. Nature of our service

MyFundFinder provides mortgage broking services. We are a licensed credit representative and are authorised to provide credit assistance under the National Consumer Credit Protection Act 2009 (Cth). Our services include:

• Assessing your home loan needs and objectives
• Recommending suitable loan products from our lender panel
• Preparing and lodging loan applications on your behalf
• Managing the application process through to settlement

We do not provide financial planning, tax, legal, or investment advice. Where these services are required, we recommend you consult a suitably qualified professional.

3. Website content disclaimer

Information published on this website is general in nature and is intended as educational content only. It does not constitute financial, credit, legal, or tax advice, and does not take into account your personal objectives, financial situation, or needs.

While we take care to ensure the accuracy of the information on this website, we do not warrant that it is complete, current, or free from error. Interest rates, government grant amounts, lender policies, and legislative requirements change regularly. Always verify information with the relevant authority or with us directly before acting on it.

4. Calculator and tool results

The calculators and tools on this website (including the Loan Check, Repayments Calculator, Borrowing Power Estimator, Stamp Duty Estimator, LMI Estimator, and Budget Planner) provide indicative estimates only. Results are based on simplified assumptions and do not reflect actual lender assessment criteria, your complete financial circumstances, or current market conditions.

Calculator results do not constitute a pre-approval, credit assessment, or guarantee of borrowing capacity. Do not rely on calculator outputs as the basis for any financial or property purchase decision without first consulting a licensed broker or financial adviser.

5. How we are paid

Our mortgage broking service is free to you. We receive commission payments from lenders when a loan we recommend is settled. These commissions are of two types:

• Upfront commission: paid by the lender when your loan settles, typically between 0.5% and 0.7% of the loan amount (excluding offset balances)
• Trail commission: paid by the lender on an ongoing basis over the life of the loan, typically between 0.1% and 0.35% per annum of the outstanding loan balance

We will always disclose the specific commissions applicable to your loan in our Credit Proposal Disclosure document before you proceed. Commission does not influence our recommendation — we are required by law to act in your best interests under the Best Interests Duty.

6. Your responsibilities

When using our services, you agree to:

• Provide accurate, complete, and up-to-date information about your financial circumstances
• Notify us promptly of any changes to your financial situation or circumstances during the loan application process
• Not provide false or misleading information in connection with a credit application
• Read all documents provided to you before signing or consenting

7. Limitation of liability

To the extent permitted by law, MyFundFinder and its representatives will not be liable for any loss or damage arising from your use of this website, reliance on any information published on it, or the outcome of a loan application or finance transaction. This includes but is not limited to direct, indirect, incidental, or consequential loss.

Nothing in these Terms & Conditions excludes rights you may have under the Australian Consumer Law or other applicable legislation that cannot be excluded.

8. Third-party links

This website may contain links to third-party websites including lender sites and government resources. These links are provided for convenience only. We do not endorse, control, or take responsibility for the content or practices of any third-party website.

9. Intellectual property

All content on this website including text, logos, graphics, and tools is owned by or licensed to MyFundFinder and is protected by Australian copyright law. You may not reproduce, distribute, or republish any content from this website without our prior written consent.

10. Governing law

These Terms & Conditions are governed by the laws of Queensland, Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of Queensland.

11. Changes to these terms

We may update these Terms & Conditions from time to time. The current version will always be available on this page. Continued use of the website following any update constitutes your acceptance of the revised terms.