Mortgage calculators
Use these tools to build a rough picture of your borrowing capacity and repayment estimates. Results are indicative only — not financial advice.
Budget Planner
Understand your monthly cash flow by mapping income against living expenses — a first step before approaching a lender.
~3 min
Open calculator →Borrowing Power
Estimate your maximum borrowing capacity based on gross income, existing debts, and dependants.
~2 min
Open calculator →Mortgage Repayments
Enter your loan amount, interest rate, and loan term to see estimated principal and interest repayments.
~1 min
Open calculator →Stamp Duty Estimator
Get a rough estimate of stamp duty costs by state — including first-home buyer concessions where applicable.
By state
Open calculator →LMI Estimator
Lenders Mortgage Insurance is charged when you borrow more than 80% of a property's value. Estimate the premium here.
LVR-based
Open calculator →Extra Repayments
See how making extra repayments reduces your total interest and pays off your loan years faster.
~2 min
Open calculator →Numbers are just the start
We can give you real figures based on a full lender assessment — and help you understand what you could actually achieve.
Talk to us directly